|
Personal Internet Identity CoverageSM
is designed to help
victims of identity theft facilitate recovery of their identity.
Restoring one’s name and good credit is a time-consuming and expensive
process. In response, Identity Assure is now offering Identity Theft
coverage, providing expert assistance and financial relief up to
$25,000.00, with no Deductible for identity restoration costs, legal
defense expenses and lost wages.
Comprehensive Customer Service - In the event of identity
theft, customers receive unparalleled service from highly trained
specialists. Available 24/7, the specialists guide individuals through
the process of restoring their identity profiles and credit records.
An ID Theft Recovery Kit, complete with form letters to send to
creditors and bureaus, is provided to each identity theft victim.
Identity Restoration Costs - Identity theft victims incur
a variety of fees when trying to restore their identities. Identity
Theft coverage reimburses victims for re-filing loans, grants or
other credit applications that were rejected as a result of their
stolen identity event. In addition, victims are reimbursed for notarizing
affidavits, long distance phone calls, tolls and postage costs related
to the event. Within twelve months of his/her identity being stolen,
a victim may also order up to six credit reports in order to verify
that the identity has been restored.
Lost Wages - Victims of identity theft typically spend 175
hours restoring their good name, talking to police as well as dealing
with creditors. The emotional strain on victims also may result
in lost hours from work. Identity Theft coverage compensates the
victim for lost wages within 12 months after the stolen identity
event.
Virus Distribution coverage covers property damage to a
home computer caused by a computer virus. It also provides actual
cash value of the equipment damaged and costs to repair, reconstruct,
or replace data on a hard drive.
Coverage Provided by AIG Affinity Group Services,
a division of American International Companies®. American
International Companies are the member companies of American International
Group, Inc. (AIG). AIG is the world’s leading international insurance
and financial services organization, with operations in approximately
130 countries and jurisdictions. AIG member companies serve commercial,
institutional and individual customers through the most extensive
worldwide property-casualty and life insurance networks of any
insurer.
Insurance underwritten by member companies of American International
Group, Inc. The description herein is a summary only. It does not
include all terms, conditions and exclusions of the certificates described.
Please refer to the actual certificates for complete details of coverage
and exclusions. Coverage may not be available in all jurisdictions
|