Certificate Details

COVERAGE OVERVIEW:

  • 1 Year Term of Coverage
  • Up to $25,000 Total Coverage Amount
  • $0 Deductible
  • Up to $1,000 per week lost wages (max. 4 weeks)
  • Up to $1,000 Virus Damage to Computer and/or Software Program(s)
  • 1 Year to Discover Identity Theft Event Provided Doesn't Pre-date certificate Activation

Personal Internet Identity CoverageSM is designed to help victims of identity theft facilitate recovery of their identity. Restoring one’s name and good credit is a time-consuming and expensive process. In response, Identity Assure is now offering Identity Theft coverage, providing expert assistance and financial relief up to $25,000.00, with no Deductible for identity restoration costs, legal defense expenses and lost wages.

Comprehensive Customer Service - In the event of identity theft, customers receive unparalleled service from highly trained specialists. Available 24/7, the specialists guide individuals through the process of restoring their identity profiles and credit records. An ID Theft Recovery Kit, complete with form letters to send to creditors and bureaus, is provided to each identity theft victim.

Identity Restoration Costs - Identity theft victims incur a variety of fees when trying to restore their identities. Identity Theft coverage reimburses victims for re-filing loans, grants or other credit applications that were rejected as a result of their stolen identity event. In addition, victims are reimbursed for notarizing affidavits, long distance phone calls, tolls and postage costs related to the event. Within twelve months of his/her identity being stolen, a victim may also order up to six credit reports in order to verify that the identity has been restored.

Lost Wages - Victims of identity theft typically spend 175 hours restoring their good name, talking to police as well as dealing with creditors. The emotional strain on victims also may result in lost hours from work. Identity Theft coverage compensates the victim for lost wages within 12 months after the stolen identity event.

Virus Distribution coverage covers property damage to a home computer caused by a computer virus. It also provides actual cash value of the equipment damaged and costs to repair, reconstruct, or replace data on a hard drive.

Coverage Provided by AIG Affinity Group Services, a division of American International Companies®. American International Companies are the member companies of American International Group, Inc. (AIG). AIG is the world’s leading international insurance and financial services organization, with operations in approximately 130 countries and jurisdictions. AIG member companies serve commercial, institutional and individual customers through the most extensive worldwide property-casualty and life insurance networks of any insurer.

Insurance underwritten by member companies of American International Group, Inc. The description herein is a summary only. It does not include all terms, conditions and exclusions of the certificates described. Please refer to the actual certificates for complete details of coverage and exclusions. Coverage may not be available in all jurisdictions

< Back to Enrollment

 

© Identity Assure